Mortgage Advice Built to Support You
Your trusted mortgage broker, supporting first-time buyers, home movers, landlords, and remortgagers with clear, personal guidance.
- ABOUT US
One Advisor. Clear Guidance. Real Support at Every Step.
At Pillar, we make mortgages feel less like a transaction and more like a conversation. Whether you’re buying your first home, upsizing, remortgaging, or investing, we guide you through the process with calm, honest, expert advice.
You’ll work with one dedicated mortgage advisor from beginning to end — no handovers, no chasing, no confusion. And if you’re applying for a residential mortgage or remortgage, our advice is completely fee-free.
Why Choose Pillar as Your Mortgage Broker?
One point of contact from day one
Work with one dedicated advisor who knows your story and guides you from start to finish
Fee-free residential mortgage advice
Get expert mortgage guidance without paying a penny in client fees
In-person, online, or in-home appointments
Choose the meeting style that suits you best — flexible support on your terms
Clear, jargon-free explanations
We translate complex mortgage language into simple advice you can act on
Mortgages, insurance, and protection under one roof
From securing your mortgage to protecting your home and family, we’ve got you covered
Mortgage Services
We offer expert advice and tailored solutions
Residential Mortgages
Residential Mortgages
Remortgages
Remortgages
Buy to Let Mortgages
Buy to Let Mortgages
Product Transfers
Product Transfers
Insurance & Protection
Insurance & Protection
Mortgage Calculator - Estimate your Borrowing Power
Wondering how much you could borrow, or what your monthly repayments might be?
Use our free mortgage calculator to get an instant estimate based on your income, deposit, and loan term. It’s a great place to start before you speak to one of our advisors — no credit check, no obligations.
The Mortgage Process Step-by-Step Support
We break down the mortgage journey into calm, manageable steps:
Initial chat
We get to know you and your goals
Affordability check
Understand what you can borrow
Decision in Principle
Secure a DIP to start property hunting
Mortgage application
We handle all the paperwork
Mortgage offer
We keep things moving and keep you informed
Completion
Time to move in or switch your deal
Ongoing support
We stay by your side for future needs
What our clients say
Nicoleta NicolovTrustindex verifies that the original source of the review is Google. Michael was absolutely fantastic throughout the process of arranging our mortgage. Our case was a bit more complicated than most, but he kept us informed at every stage. Communication was always clear with lots of advice, which made the whole experience much less stressful. We’d recommend him without hesitation. Gilles NicolasTrustindex verifies that the original source of the review is Google. Michael helped to get a new mortgage (remortgage) with HSBC. Living abroad I would not have been able to do this on my own. Michael was very helpful. I look forward to my next project and next mortgage with him. Ellie PainTrustindex verifies that the original source of the review is Google. Michael was so helpful arranging our mortgage & has always got in touch ahead of renewal with the best options for us. He has always explained our options clearly & is efficient. His communication was brilliant & we would highly recommend him. A honest & reliable service. Alasdair NichollsTrustindex verifies that the original source of the review is Google. We had a great experience working with Michael, so much so he is now our go to Mortgage Broker for the family. Super helpful, knowledgeable, and always quick to respond. He made the whole mortgage process feel easy and stress-free. Would definitely recommend to anyone looking for solid advice and great service. Ali NTrustindex verifies that the original source of the review is Google. Michael was very helpful and professional. He helped me through the whole process of finding the best mortgage for my needs. Micheal made sure that areas where I did not understand something, he was there to pick up the call and explain to me. Very happy with the service Amanpreet ShokerTrustindex verifies that the original source of the review is Google. Had a great experience with Pillar Finance! Michael was super knowledgeable and made the whole mortgage process easy. I still get regular updates on rate changes, which is so helpful. It’s also nice to see them on Beckenham High Street — feels good to support a local business. Highly recommend if you’re looking for friendly, reliable advice! Robert AdamsTrustindex verifies that the original source of the review is Google. Efficient, reliable service and great advice given all the way through the process. Took away all hassle and stress of arranging our mortgage! Would definitely recommend and use again!